Are you looking for a comprehensive travel insurance policy to protect your upcoming holiday? Look no further than Tick Travel Insurance!
In this Tick Travel Insurance review, we’ll explore everything you need to know about their plans and coverage so that you can make an informed decision. With a range of policies tailored to different needs and budgets, you will find the perfect protection for your trip. Let’s dive in and take a closer look!
Table of Contents
Tick Travel Insurance Overview
Tick Travel Insurance provides comprehensive cover for domestic and international travel. The body includes a range of benefits such as medical, cancellation, and baggage cover, so you can have peace of mind while traveling.
Tick Travel Insurance offers a range of policy options, so you can choose the one that best meets your needs. They offer single-trip policies, which cover you for a specified period, and annual multi-trip policies, which provide coverage for multiple trips throughout the year.
The policies are tailored to suit different types of travelers, with additional cover options such as adventure activities and rental vehicle excess. Plus, there is no need to worry about unexpected medical costs abroad, with access to emergency medical services provided by Mapfre Assistance.
With Tick Travel Insurance, you can be sure your holiday will be protected from the unexpected. With their simple online process, you can get insured in minutes and tick one more thing off your list!
With Tick Travel Insurance, you can get affordable, comprehensive coverage for your next holiday. Their simple online process makes it easy to get covered and starts exploring with peace of mind.
Their policies are designed to meet various travelers’ needs, and their 24/7 emergency assistance guarantees that you will be taken care of in case of an unexpected medical emergency. Get insured in minutes and plan your next adventure with Tick Travel Insurance.
Tick’s Travel Insurance Packages Review
Basic: This travel insurance package offers coverage for medical expenses, personal liability, and legal costs, as well as canceled or delayed flights and baggage.
Budget: The budget package covers the same areas as the Basic but also offers a higher level of coverage for medical expenses, personal liability, and legal costs.
Standard: The standard package offers all of the benefits of the Budget plan, plus coverage for rental car excess and accidental death/disability.
Top: The top travel insurance package includes all the benefits of the Standard plan, as well as additional coverage for cancellation fees and lost deposits, travel delays, and alternative transport.
The Standard package also covers rental car excess. At the same time, the Top plan offers cover for accidental death/disability, travel delays, and alternative transport.
Overall, Tick Insurance’s travel packages offer a range of options to suit different needs and budgets, ensuring that customers have the right level of protection for their trips.
Tick Travel Insurance Medical Covers
Basic medical coverage is the same regardless of the policy type. Still, higher-tier plans offer a better range in related areas.
| Medical claims | Basic | Budget | Standard | Top |
| Medical expenses overseas (international policies only) | Unlimited | Unlimited | Unlimited | Unlimited |
| Hospital cash allowance (international policies only) | No cover | No cover | Up to $75 per completed 24hrs, up to $1,500 | Up to $75 per completed 24hrs, up to $3,000 |
| Permanent disability (e.g. loss of sight or limb) or accidental death | No cover | No cover | $10,000 ($15,000 on domestic-only policies) | $25,000 ($15,000 on domestic-only policies) |
Tick Travel Inconvenience Covers
You cannot avoid a travel delay, but you may be able to claim your expenses back via Tick Insurance, up to the limits below, if you are inconvenienced and out-of-pocket.
| Inconvenience and cancellation | Basic | Budget | Standard | Top |
| Travel delay expenses | No cover | No cover | Up to $50 per completed 12hrs, up to $500* (*$250 cap on domestic policies) | Up to $100* per completed 12hrs, up to $1,000 ($50/12hr cap on domestic policies) |
| Trip cancelled due to unforeseen events outside your control | No cover on int’l policies ($1,500 on domestic-only policies) | $5,000 | $5,000 | $20,000 |
| Alternative transport expenses to get to an eligible pre-arranged event | No cover | No cover | No cover | No cover |
Tick Travel Insurance Luggage Covers
Tick Travel Insurance covers your luggage in the case of an unexpected travel disruption. Depending on the policy you purchase, you can get protection for your luggage, such as lost or stolen bags and delayed or misdirected baggage.
However, remember that certain items are not covered under either type of policy, which may include mobile phones, laptops, and other valuables such as jewelry and money. Make sure to refer to the policy documents provided by Tick Travel Insurance to find out precisely what items are covered.
Also, remember that the policy limits may vary depending on the type of policy purchased, so it is best to contact Tick Travel Insurance directly to confirm any individual limits before you travel.
Overall, with Tick Travel Insurance, you can rest assured that your belongings will be protected when you travel, even if they are temporarily delayed, lost, or stolen during your journey.
| Property | Basic | Budget | Standard | Top |
| Loss, theft, accidental damage to luggage and personal effects | $2,000 | $2,500 | $4,000 ($3,000 on domestic-only policies) | $7,500 |
| Essential expenses when your luggage is delayed by more than 24 hours | No cover | No cover | $300 ($250 on domestic-only policies) | $400 |
| Theft of cash | No cover | No cover | $300 ($250 on domestic-only policies) | $300 |
Tick Travel Insurance Liability Covers
You may be covered for the following under Tick travel insurance if you have caused damage or injury to someone on the road or through other actions:
| Legal | Basic | Budget | Standard | Top |
| Personal liability, such as for injuries or property damage you may cause | $1 million | $1 million | $1.5 million | $3 million ($1.5 million on domestic-only policies) |
| Rental car excess waiver, if your hire car is damaged or stolen | No cover | No cover | $2,000 | $4,000 |
Tick Travel Insurance Unexpected Travel Covers
With the travel emergency expenses coverage included in this policy, if you don’t reach your final destination, it may cover certain expenses for your additional unexpected costs.
| Additional travel | Basic | Budget | Standard | Top |
| Cutting your trip short, such as if you’re too unwell to finish your journey | No cover | No cover | $5,000 | $15,000 ($10,000 on domestic-only policies) |
| Resuming your trip after returning home, within 12 months, subject to approval | No cover | No cover | No cover | $3,000 |
Tick Travel Insurance Snow Sports Covers
Winter Sports Cover from Tick Insurance may provide customers with coverage for injuries caused by skiing or snowboarding, medical costs, cancellation or curtailment expenses, and more.
Customers should be aware that the policy will not cover damage due to participating in a dangerous activity, such as racing or bungee jumping, so it is essential to check the product disclosure statement before purchasing a policy.
When adding Winter Sports Cover to their policy, Tick Insurance customers may also be covered for consequential loss of clothing and equipment due to theft, damage, or loss. This cover can reimburse any additional costs incurred while replacing these items on holiday.
Overall, Winter Sports Cover from Tick Insurance can give customers peace of mind when they hit the slopes on their next holiday. They can enjoy skiing and snowboarding knowing that their trip is insured in the case of an unexpected event.
| Snow sports, via add-on | Basic | Budget | Standard | Top |
| Piste closure | $50 per 24 hours, up to $500 total | $50 per 24 hours, up to $500 total | $50 per 24 hours, up to $500 total | $50 per 24 hours, up to $500 total |
| Skiing pre-paid costs, if unable to ski as planned illness or injury | $150 per 24 hours up to $600 | $150 per 24 hours up to $600 | $150 per 24 hours up to $600 | $150 per 24 hours up to $600 |
| Hire costs for ski gear after accidental damage, theft, loss or delay | $50 per 24 hours, up to $500 total | $50 per 24 hours, up to $500 total | $50 per 24 hours, up to $500 total | $50 per 24 hours, up to $500 total |
| Loss, theft or accidental damage to ski gear | $600 per item/set, up to $1,250 total | $600 per item/set, up to $1,250 total | $600 per item/set, up to $1,250 total | $600 per item/set, up to $1,250 total |
| Avalanche delays arrival or departure by 12+ hours | $600 | $600 | $600 | $600 |
Tick Travel Insurance Pros
Tick Travel Insurance is an excellent choice for comprehensive travel coverage. They offer various packages to fit all types of travelers, from budget to complete. Here are some of the pros of Tick Travel Insurance:
- 1. Comprehensive Coverage: Tick provides comprehensive coverage for unexpected expenses that may arise during your travels. From medical cover to baggage cover to liability coverage and more, Tick has you covered.
- 2. COVID-19 Cover: Tick is one of the few travel insurance providers that offer specific cover for COVID-19 expenses. This includes costs for medical treatment, accommodation, and more.
- 3. Budget Friendly: Even the most basic packages offer generous coverage limits. This includes $2,000 worth of cover for baggage and $1,000,000 for personal liability.
- 4. No Hidden Fees: Tick Travel Insurance has no hidden fees or charges; what you see is what you get. All costs are clearly outlined in their policies so you can make an informed decision before you purchase.
- 5. Great Customer Service: Tick’s customer service team is available around the clock to answer any questions or queries you may have about your policy. Their friendly and knowledgeable staff will go out of their way to ensure your satisfaction.
Overall, Tick Travel Insurance is an excellent choice for travelers who want peace of mind while away from home. Their comprehensive coverage options and competitive prices offer some superb value for money.
Tick Travel Insurance Cons
Tick Travel Insurance offers a range of coverages, but there are certain areas where their scope is limited.
One of the main cons of Tick Travel Insurance is that it does not currently offer a range for cruise travel or for those looking for an annual policy to cover multiple trips.
This means you would need to purchase separate policies for each trip you take if you choose to go with Tick Travel Insurance.
In addition, Tick Travel Insurance does not offer any medical evacuation or repatriation services, so you would need to pay out-of-pocket for these services should the need arise.
The policy does not cover adventure activities like sky diving, bungee jumping, or mountain climbing.
Finally, the policy does not offer coverage for any pre-existing medical conditions or injuries incurred before the policy’s effective date, so be sure to read the terms and conditions carefully before purchasing your policy.
How to Make a Tick claim
Claiming with Tick Travel Insurance is straightforward.
All you need to do is head to the Tick website and log in to your policy using your policy number, surname, and date of birth.
Once logged in, you will be asked to complete the online claim form. This form will ask you questions about the incident or event you are claiming for and any details relevant to the claim.
Be sure to answer all sections and provide as much detail as possible.
You will also be required to upload any relevant documents to your claims, such as medical receipts or police reports.
This can quickly be done by dragging and dropping the suitable files into the form.
Once you have completed the online claim form and uploaded any relevant documents, you can submit your claim. The claim should then be evaluated within ten business days.
Tick Travel Insurance – The Conclusion
Tick Travel Insurance is an excellent choice for travelers looking for reliable and comprehensive coverage. Their plans offer various options to suit different types of trips and provide superior medical, inconvenience, luggage, liability, unexpected travel, and snow sports covers. All their plans come with 24/7 customer service, online claims processing, and optional add-ons to increase coverage.
Overall, Tick Travel Insurance is an excellent option for travelers who want to ensure they have the best protection for their journeys. They offer a wide range of plans to suit different trip lengths and budgets, so you can find one that fits your needs.
With reliable customer service and straightforward claims processes, they ensure you’re always taken care of.
So if you’re looking for reliable and comprehensive coverage, look no further than Tick Travel Insurance. With the right plan, you can ensure your journey will be safe and stress-free.
Tick Travel Insurance FAQ
Is Tick Travel Insurance good?
Yes, A top-tier policy from Tick Travel Insurance comes with generous benefit limits and nice-to-have extras. Make sure you review the PDS before your trip to ensure Tick will cover everything you have planned.
What is the Tick Travel Insurance phone number?
You can contact Tick’s emergency assistance line on +612 9333 3963 and general enquiries can be sent to info@tickinsurance.com.au.
What is Tick’s cancellation policy?
As long as you haven’t made any claims or begun your trip, you can cancel your policy within 14 days of purchasing it.
Tick will refund the proportion of the premium for the outstanding period of cover less any government charges and taxes it cannot recover if cancelled after this 14-day period.
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